Your Finances,
Watched Over.

Expert, personal financial advice for retirement, super, investment and aged care - from Sydney's trusted boutique advisory team.

65+

Years experience

300+

Clients served

Free

First meeting

Book Your Free Consultation

No obligation. Walk away with clarity.

Google

5.0 ★★★★★ Based on Google Reviews

★★★★★"I’ve had great experience with Montre Financial managing my superannuation and life insurance."- Tamara Buttrose

★★★★★"Daniel Williams has been my Financial Advisor for the last 5 years and I am very happy with the results"- Sue Archer

★★★★★"I've been dealing with Montre Financial for a number of years and I am extremely happy with them."- Robert Dickins

★★★★★"Having transferred to Montre Financial prior to covid 19 as advisors for my retirement investment portfolio"- allan hindmarsh

★★★★★"Went to Daniel for guidance and advice on several occasions regarding superannuation strategies."- Peter Ambrose

★★★★★"The Team at Montre Financial are extremely experienced and professional."- Simon Childs

★★★★★"I can't speak highly enough of my dealings with Dan and the Montre Financial team."- Dave McManus

★★★★★"I really appreciate and trust the excellent advice and portfolio management always provided by Montre Financial"- Susi Prescott

★★★★★"Wonderful staff and the best financial advisor I’ve ever experienced..thank you for all your help Daniel."- Aniek Baten

★★★★★"We have always found that both Asit and John are extremely personable and attentive to our needs"- Greg Gower

★★★★★"Tracey always goes over and beyond to assist - great advisor. Highly recommended"- Sandra Grotto

★★★★★"I have a very long association with Montre Finacial going back to the 1990s. The principals"- Terry Chadwick

★★★★★"If I could give a 6 star rating I would. Montre Financial are amazing and so attentive."- Liam Bailey

★★★★★"Tracey is very professional. A great company to use"- Craig Rodham

★★★★★"Montre is my financial adviser or choice. I find them responsive, easy to deal with and above all,"- Judith Peters

★★★★★"We’ve been working with John and Daniel at Montre for years now and their help"- Martin Milner

★★★★★"Excellent service from Daniel."- Jan Sadler

Meet Your Advisers

The people who watch over your finances.

Asit Nayak

PRINCIPAL

I strive to provide financial peace of mind to clients through tailored goal-based advice.

My endeavour is to empower clients with clear and timely communication to make them feel confident about their financial strategy. Nothing gives me more pleasure than helping and guiding our clients in their financial journey so that they can achieve their life goals.

Daniel Williams

PRINCIPAL

I get a lot of satisfaction delivering positive financial outcomes for clients.

I understand as life unfolds, client situations can change and that building professional long-lasting relationships is key to ensuring clients stay in control of their financial future.

About Montre Financial

Your trusted financial watchkeeper.

Based at 350 George Street, Sydney - we're a boutique practice led by Principals Asit Nayak and Daniel Williams. Montre is French for 'a watch' - our promise to monitor, guide and protect your financial future at every stage of life.

Create

We build your personalised financial plan from the ground up.

Guide

We monitor and adjust your strategy as your life evolves.

Grow

We manage increasing wealth and protect what matters most.

What We Do

Tailored advice across every life stage.

Hover to explore our services.

Superannuation

Maximise your super, consolidate accounts and build a tax-effective retirement strategy.

Book a Super Review → To grow your super faster, schedule a call with us

Insurance

The right cover for your income, health and family - no more than you need, not a dollar less.

Get Protected → To review your cover, schedule a call with us

Cash Flow & Debt

Free up capital by understanding where your money goes and eliminating financial drag.

Improve Your Cash Flow → To take control of your finances, schedule a call

Retirement Planning

Know your retirement date, your income, and exactly how to get there - with confidence.

Plan My Retirement → To set your retirement date, schedule a call with us

Investment & Portfolio

Diversify strategically and build an investment plan matched to your risk tolerance and goals.

Review My Portfolio → To optimise your investments, schedule a call with us

Aged Care

Specialist guidance on fees, facilities and financial structuring - supporting families with compassion.

Get Aged Care Guidance → To plan for a loved one's care, schedule a call

Why Clients Choose Us

What Makes Montre Different

Personally Known

Boutique practice. Same adviser, every time. Never a call centre.

Plain English Only

Zero jargon. Every recommendation explained clearly before we act.

Proactively on Your Side

We monitor changes and call you first - before opportunities are missed.

Transparent Fees

No commissions. No surprises. Full fee disclosure before we start.

Independent Advice

Not owned by a bank. Our advice is based only on what's best for you.

Long-Term Partnership

Our advisers work with clients for 10-20+ years. We're invested in your life.

How It Works

From your first call to lifelong confidence.

Discovery Call

Free 15-min call to understand your situation.

Gather Your Picture

We collect everything needed to understand your position.

Your Financial Plan

Personalised strategy built around your goals.

Implementation

We execute recommendations clearly and efficiently.

Ongoing Support

Quarterly reviews + proactive monitoring - forever.

Common Questions

Answers before
you ask.

Clear, honest answers to the questions we hear most often.

Still curious? Book a free chat →

How much does financial advice cost?

Fully transparent and disclosed in writing before any work begins. We charge a fixed fee for your Statement of Advice, plus an ongoing advisory fee based on complexity. No hidden commissions, ever.

What happens in the first meeting?

It's completely free and without obligation. 60 minutes to understand your goals. Most clients leave feeling more informed and less anxious when they arrived.

How much super do I need to retire comfortably?

The ASFA standard suggests around $690,000 for couples - but we model your actual number based on your lifestyle, home ownership and retirement age, not a generic benchmark.

Can you help with Centrelink and the Age Pension?

Yes - pension optimisation is central to retirement planning. Small structural changes can add thousands of dollars per year to your retirement income.

Are you independent? Do you receive commissions?

Montre is not owned by a bank or product provider. Client-agreed fees only - fully disclosed before we start. Every recommendation is based solely on your best interests.

How often will I hear from my adviser?

Quarterly portfolio reviews plus an annual strategy review as a minimum. We also contact you proactively whenever legislation, markets or life events affect your plan - you should never have to wonder.

Do you help with aged care financial planning?

Yes - aged care is a specialisation. We help families navigate RAD fees, means testing and asset structuring to minimise costs and protect family wealth through one of life's hardest transitions.

Start Today

Know exactly where you stand.
Plan around it.

60 minutes, zero obligation, and genuinely useful - whether you proceed or not.

No obligation, no fees

AFSL licensed advisers

350 George Street, Sydney

Your Finances,
Watched Over.