/* ==========================================================================
   Montre Financial — Global Stylesheet
   Shared by: montre_landing_v2.html, privacy-policy.html
   --------------------------------------------------------------------------
   Sections:
     1. Base, tokens & layout      6. Services
     2. Buttons                    7. Values / image breaks
     3. Navigation (desktop+mobile)8. Footer & remaining landing sections
     4. Hero & form card           9. Privacy Policy page
     5. Trust strips & helpers
   ========================================================================== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#1B2D4F;
  --navy-deep:#0f1e36;
  --navy-mid:#243858;
  --teal:#2DB894;
  --teal-dark:#1fa37d;
  --gold:#B8922A;
  --gold-light:#D4AB4A;
  --white:#FFFFFF;
  --off:#F8F7F5;
  --gray-100:#F2F1EF;
  --gray-200:#E4E2DE;
  --gray-400:#9C9990;
  --gray-600:#6B6860;
  --font-display:'Cormorant Garamond',Georgia,serif;
  --font-body:'DM Sans',system-ui,sans-serif;
  --ease:cubic-bezier(.4,0,.2,1);
}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--navy);background:var(--white);-webkit-font-smoothing:antialiased;line-height:1.7;font-size:17px}
.container{max-width:1160px;margin:0 auto;padding:0 28px}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border-radius:4px;font-family:var(--font-body);font-size:14px;font-weight:500;cursor:pointer;transition:all .22s var(--ease);text-decoration:none;border:none;letter-spacing:.01em}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-mid);transform:translateY(-1px)}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--teal-dark);transform:translateY(-1px)}
.btn-outline-white{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.btn-outline-white:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.75)}
.btn-outline-navy{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-outline-navy:hover{background:var(--navy);color:#fff}

/* NAV */
nav{background-color: #fff; position:fixed;top:0;left:0;right:0;z-index:999;transition:background .3s,box-shadow .3s;padding:0}
nav.scrolled{
  /* background:rgba(27,45,79,.97); */
  backdrop-filter:blur(10px);box-shadow:0 2px 20px rgba(0,0,0,.15)}
/* Mobile menu open => give nav a solid bg so the panel reads cleanly even at top of page */
nav.menu-open{background:#fff;backdrop-filter:blur(10px);box-shadow:0 2px 20px rgba(0,0,0,.15)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:70px}
.nav-logo img{height:46px;display:block}
.nav-right{display:flex;align-items:center;gap:32px}
.nav-links{display:flex;gap:28px}
.nav-links a{    color: var(--navy);font-size:15px;text-decoration:none;transition:color .2s}
.nav-links a:hover{color:#d4ab4a;}
.nav-phone{color:rgba(255,255,255,.7);font-size:14px;text-decoration:none;display:flex;align-items:center;gap:6px}
/* Sticky side CTA — vertical tab fixed to the right edge, vertically centred.
   Hidden (slid off-screen) until the hero form scrolls out of view; JS toggles .show */
.sticky-cta{position:fixed;top:50%;right:0;z-index:998;writing-mode:vertical-rl;text-orientation:mixed;
  background:var(--teal);color:#fff;font-family:var(--font-body);font-size:14px;font-weight:500;letter-spacing:.03em;
  text-decoration:none;padding:20px 13px;border-radius:8px 0 0 8px;white-space:nowrap;
  box-shadow:-4px 0 18px rgba(0,0,0,.20);
  opacity:0;pointer-events:none;transform:translateY(-50%) translateX(110%);
  transition:transform .4s var(--ease),opacity .4s var(--ease),background .2s var(--ease)}
.sticky-cta.show{opacity:1;pointer-events:auto;transform:translateY(-50%) translateX(0)}
.sticky-cta:hover{background:var(--teal-dark)}

/* HAMBURGER TOGGLE */
.nav-toggle{display:none;width:44px;height:44px;flex-shrink:0;align-items:center;justify-content:center;background:transparent;border:none;cursor:pointer;padding:0;margin-left:8px;-webkit-tap-highlight-color:transparent}
.nav-toggle-bars{position:relative;width:24px;height:18px}
.nav-toggle-bars span{position:absolute;left:0;width:100%;height:2px;border-radius:2px;background:var(--navy);transition:transform .3s var(--ease),opacity .2s var(--ease),top .3s var(--ease)}
.nav-toggle-bars span:nth-child(1){top:0}
.nav-toggle-bars span:nth-child(2){top:8px}
.nav-toggle-bars span:nth-child(3){top:16px}
.nav-toggle[aria-expanded="true"] .nav-toggle-bars span:nth-child(1){top:8px;transform:rotate(45deg)}
.nav-toggle[aria-expanded="true"] .nav-toggle-bars span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] .nav-toggle-bars span:nth-child(3){top:8px;transform:rotate(-45deg)}

/* MOBILE MENU PANEL */
.nav-mobile{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;backdrop-filter:blur(10px);border-top:1px solid rgba(255,255,255,.08);box-shadow:0 16px 40px rgba(0,0,0,.25);overflow:hidden;max-height:0;opacity:0;transition:max-height .38s var(--ease),opacity .28s var(--ease)}
.nav-mobile.open{max-height:420px;opacity:1}
.nav-mobile-inner{padding:14px 28px 26px}
.nav-mobile a.nav-mobile-link{display:block;color:var(--navy);font-size:17px;text-decoration:none;padding:15px 0;border-bottom:1px solid rgba(255,255,255,.08);transition:color .2s}
.nav-mobile a.nav-mobile-link:hover{color:#fff}
.nav-mobile .btn{width:100%;justify-content:center;margin-top:18px;padding:15px 28px;font-size:15px}
/* Prevent body scroll when menu open (set via JS) */
body.nav-locked{overflow:hidden}

/* HERO */
.hero{min-height:100vh;position:relative;display:flex;align-items:center;overflow:hidden;padding:55px 0 20px}
.hero-img{position:absolute;inset:0;background:url('../images/banner-image.webp') center/cover no-repeat}
/* Hero BG options — swap URL above:
   Sydney Harbour Bridge+CBD: photo-1549180030-48bf079fb38a
   Modern glass towers:       photo-1486325212027-8081e485255e
   Financial district:        photo-1444653614773-995cb1ef9efa */
.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,30,54,.88) 0%,rgba(15,30,54,.72) 50%,rgba(15,30,54,.35) 100%)}
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1fr 400px;gap:80px;align-items:center;width:100%}
.hero-content{animation:fadeUp .8s ease both}
.hero-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(184,146,42,.15);border:1px solid rgba(184,146,42,.3);border-radius:40px;padding:5px 14px;margin-bottom:24px}
.hero-tag span{font-size:12px;color:var(--gold-light);letter-spacing:.08em;font-weight:500}
.hero-tag-dot{width:5px;height:5px;border-radius:50%;background:var(--gold-light)}
.hero h1{font-family:var(--font-display);font-size:clamp(38px,5vw,62px);font-weight:500;color:#fff;line-height:1.08;margin-bottom:18px}
.hero h1 em{color:var(--gold-light);font-style:italic}
.hero-sub{font-size:17px;color:rgba(255,255,255,.7);line-height:1.65;margin-bottom:32px;max-width:480px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:44px}
.hero-stats{display:flex;gap:32px;padding-top:36px;border-top:1px solid rgba(255,255,255,.12);flex-wrap:wrap}
.hstat-num{font-family:var(--font-display);font-size:36px;font-weight:600;color:#fff;line-height:1}
.hstat-label{font-size:16px;color:rgba(255,255,255,.5);margin-top:3px}

/* FORM CARD */
.form-card{background:#fff;border-radius:12px;padding:17px 28px; margin-top: 25px;box-shadow:0 20px 60px rgba(0,0,0,.25);animation:fadeLeft .9s .15s ease both;scroll-margin-top:90px}
.form-title{font-family:var(--font-display);font-size:22px;font-weight:600;color:var(--navy);margin-bottom:4px}
.form-sub{font-size:13px;color:var(--gray-400);margin-bottom:22px}
.form-grid{display:flex;flex-direction:column;gap:12px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.fg{display:flex;flex-direction:column;gap:5px}
.fg label{font-size:12px;font-weight:500;color:var(--gray-600);letter-spacing:.04em;text-transform:uppercase}
.fg input,.fg select{padding:11px 12px;border:1.5px solid var(--gray-200);border-radius:4px;font-family:var(--font-body);font-size:15px;color:var(--navy);outline:none;transition:border-color .2s;-webkit-appearance:none;background:#fff}
.fg select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='7' viewBox='0 0 10 7'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%239C9990' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;padding-right:28px}
.fg input:focus,.fg select:focus{border-color:var(--teal)}
.fg input::placeholder{color:var(--gray-400)}
.btn-form{width:100%;padding:13px;background:var(--navy);color:#fff;border:none;border-radius:4px;font-family:var(--font-body);font-size:14px;font-weight:500;cursor:pointer;transition:background .2s;margin-top:4px;letter-spacing:.01em}
.btn-form:hover{background:var(--teal)}
.form-note{font-size:10.5px;color:var(--gray-400);text-align:center;margin-top:8px;line-height:1.5}

/* TRUST STRIP — top (icon + label items) */
/* Dividers come from the 1px grid gap revealing the lighter .ts-inner
   background, so they auto-adapt to any column count — no per-item border
   math is needed when the grid reflows at the breakpoints below. */
.trust-strip-top{background:var(--navy)}
.trust-strip-top .ts-inner{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.1)}
.ts-item{display:flex;align-items:center;justify-content:flex-start;gap:12px;padding:14px 28px;background:var(--navy);min-width:0}
.ts-icon{width:36px;height:36px;border-radius:50%;border:1.5px solid rgba(184,146,42,.4);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.ts-icon svg{fill:var(--gold-light);width:15px;height:15px}
.ts-text-stack{display:flex;flex-direction:column;gap:2px}
.ts-main{font-size:15px;font-weight:600;color:#fff;line-height:1.2}
.ts-sub{font-size:13px;color:rgba(255,255,255,.65);line-height:1.2}

/* TRUST STRIP */
.trust-strip{background:var(--white);border-top:1px solid var(--gray-200);border-bottom:1px solid var(--gray-200);padding:28px 0}
.ts-inner{display:flex;align-items:center;justify-content:center;gap:40px;flex-wrap:wrap}
.google-badge{display:flex;align-items:center;gap:14px;flex-shrink:0}
.google-logo{display:flex;align-items:center;gap:1px;font-family:var(--font-body);font-weight:700;line-height:1}
.g-letter{font-size:24px;font-weight:800;line-height:1}
.google-rating{display:flex;flex-direction:column;gap:2px;padding-left:12px;border-left:1px solid var(--gray-200)}
.g-score{font-size:24px;font-weight:700;color:var(--navy);line-height:1}
.g-stars{color:#F4B400;font-size:18px;letter-spacing:2px;line-height:1.2}
.g-count{font-size:12px;color:var(--gray-600)}
.ts-div{width:1px;height:44px;background:var(--gray-200);flex-shrink:0}
.google-reviews{display:flex;gap:28px;flex-wrap:wrap}
.google-reviews-slider{position:relative;width:100%;max-width:700px;flex-grow:1}
/* Each slide fills exactly 1/3 of the track; the card fills its slide so no
   partial/extra card peeks in. box-sizing keeps padding inside the 1/3 width. */
.google-reviews-slider .slick-list{overflow:hidden}
.google-reviews-slider .slick-slide{box-sizing:border-box;height:auto}
.google-reviews-slider .greview{display:flex;flex-direction:column;gap:3px;width:100%;max-width:none;padding:0 14px;box-sizing:border-box;text-align:left;align-items:flex-start}
.greview{display:flex;flex-direction:column;gap:3px}
.greview-stars{color:#F4B400;font-size:12px;letter-spacing:.5px}
.greview-text{font-size:13px;color:var(--gray-600);font-style:italic;line-height:1.45}
.greview-name{font-size:11px;font-weight:500;color:var(--gray-400)}

/* Slick Slider Custom Styling */
.slick-slider{width:100%;position:relative;display:block;box-sizing:border-box;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;-webkit-touch-callout:none}
.slick-slide{float:left;height:100%;min-height:1px}
.slick-track{position:relative;top:0;left:0;display:block;margin-left:auto;margin-right:auto}
/* Navigation arrows and pagination dots are disabled in the slider config */
.slick-next,.slick-prev,.slick-dots{display:none!important}

/* SECTION HELPERS */
.label{font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--teal);display:block;margin-bottom:10px}
.section-h{font-family:var(--font-display);font-size:clamp(30px,3.5vw,48px);font-weight:500;color:var(--navy);line-height:1.15;margin-bottom:14px}
.section-h.white{color:#fff}
.section-p{font-size:17px;color:var(--gray-600);line-height:1.75}
.divider{width:48px;height:2px;background:var(--gold);margin:16px 0 20px;border-radius:2px}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}
.reveal.vis{opacity:1;transform:translateY(0)}

/* ABOUT — SPLIT IMAGE */
.about{display:grid;grid-template-columns:1fr 1fr;min-height:600px}
.about-img{background:url('https://images.unsplash.com/photo-1560520653-9e0e4c89eb11?w=900&q=80') center/cover no-repeat;position:relative}
.about-img-overlay{position:absolute;inset:0;background:rgba(15,30,54,.35)}
.about-content{padding:80px 72px 80px 60px;display:flex;flex-direction:column;justify-content:center}
.pillar-list{margin-top:28px;display:flex;flex-direction:column;gap:16px}
.pillar{display:flex;gap:14px;align-items:flex-start}
.pillar-n{width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:14px;font-weight:600;flex-shrink:0;margin-top:2px}
.pillar-n.g{background:var(--gold)}
.pillar-n.t{background:var(--teal)}
.pillar h4{font-size:15px;font-weight:500;color:var(--navy);margin-bottom:2px}
.pillar p{font-size:16px;color:var(--gray-600);line-height:1.6}

/* SERVICES */
.services{padding:90px 0;background:var(--off)}
.services-hd{text-align:center;margin-bottom:52px}
.services-hd .section-p{max-width:520px;margin:0 auto}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--gray-200)}
.svc-card{background:#fff;padding:36px 30px;transition:all .22s ease;cursor:default;position:relative}
.svc-card:hover{background:var(--navy);}
.svc-card:hover h3,.svc-card:hover p{color:rgba(255,255,255,.9)}
.svc-card:hover .svc-icon{background:rgba(255,255,255,.1);}
.svc-card:hover .svc-icon svg{fill:#fff}
.svc-card:hover .svc-link{color:var(--gold-light)}
.svc-icon{width:48px;height:48px;border-radius:8px;background:rgba(45,184,148,.1);display:flex;align-items:center;justify-content:center;margin-bottom:18px;transition:background .22s}
.svc-icon svg{fill:var(--teal);width:22px;height:22px;transition:fill .22s}
.svc-card h3{font-family:var(--font-display);font-size:20px;font-weight:600;color:var(--navy);margin-bottom:8px;transition:color .22s}
.svc-card p{font-size:16px;color:var(--gray-600);line-height:1.65;transition:color .22s}
.svc-link{display:inline-flex;align-items:center;gap:5px;font-size:15px;color:var(--teal);font-weight:500;text-decoration:none;margin-top:14px;transition:gap .2s,color .22s}
.svc-link:hover{gap:9px}
.svc-action{margin-top:16px}
.svc-action-hint{display:block;font-size:14px;color:var(--gray-400);margin-top:5px;line-height:1.4;transition:color .22s}
.svc-card:hover .svc-action-hint{color:rgba(255,255,255,.55)}

/* IMAGE BREAK — FULL WIDTH */
.img-break{height:420px;position:relative;overflow:hidden}
.img-break img{width:100%;height:100%;object-fit:cover;display:block}
.img-break-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,30,54,.8) 0%,rgba(15,30,54,.5) 60%,transparent 100%);display:flex;align-items:center}
.img-break-text{padding:0 0 0 10%}
.img-break-text h2{font-family:var(--font-display);font-size:clamp(28px,3.5vw,50px);color:#fff;line-height:1.1;margin-bottom:16px;max-width:540px;font-weight:500}
.img-break-text h2 em{color:var(--gold-light);font-style:italic}
.img-break-text p{font-size:18px;color:rgba(255,255,255,.72);margin-bottom:24px;max-width:460px}

/* VALUES */
.values{padding:90px 0;background:var(--navy);position:relative;overflow:hidden}
.val-bg{position:absolute;width:800px;height:800px;border-radius:50%;border:1px solid rgba(184,146,42,.05);top:-300px;right:-200px;pointer-events:none}
.val-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.07);border-radius:8px;overflow:hidden;position:relative;z-index:1}
.val-card{padding:32px 28px;background:var(--navy-mid);transition:background .22s}
.val-card:hover{background:#2a3f62}
.val-icon{width:40px;height:40px;border-radius:50%;border:1px solid rgba(184,146,42,.3);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.val-icon svg{width:18px;height:18px;fill:var(--gold-light)}
.val-card h3{font-family:var(--font-display);font-size:19px;font-weight:600;color:#fff;margin-bottom:8px}
.val-card p{font-size:15px;color:rgba(255,255,255,.55);line-height:1.65}

/* TESTIMONIALS */
.testimonials{padding:90px 0;background:var(--white)}
.testi-hd{text-align:center;margin-bottom:52px}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.tc{background:var(--off);border-radius:10px;padding:32px;transition:all .22s ease}
.tc:hover{box-shadow:0 8px 40px rgba(27,45,79,.1);transform:translateY(-3px)}
.tc-quote{font-family:var(--font-display);font-size:72px;color:var(--gray-200);line-height:.8;margin-bottom:16px}
.tc-text{font-family:var(--font-display);font-size:19px;font-style:italic;color:var(--navy);line-height:1.65;margin-bottom:18px}
.tc-stars{color:var(--gold);font-size:13px;letter-spacing:1px;margin-bottom:18px}
.tc-author{display:flex;align-items:center;gap:10px;padding-top:16px;border-top:1px solid var(--gray-200)}
.tc-avatar{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:15px;font-weight:600;color:#fff;flex-shrink:0}
.tc-name{font-size:13.5px;font-weight:500;color:var(--navy)}
.tc-loc{font-size:12px;color:var(--gray-400)}

/* PROCESS STRIP */
.process{background:var(--gray-100);padding:80px 0}
.process-hd{text-align:center;margin-bottom:48px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative}
.steps::before{content:'';position:absolute;top:28px;left:10%;right:10%;height:1px;background:var(--gray-200)}
.step{text-align:center;position:relative;z-index:1}
.step-n{width:56px;height:56px;border-radius:50%;border:2px solid var(--gray-200);background:#fff;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-family:var(--font-display);font-size:20px;font-weight:600;color:var(--gray-400);transition:all .22s}
.step-n.on{background:var(--navy);border-color:var(--navy);color:#fff}
.step-n.gld{background:var(--gold);border-color:var(--gold);color:#fff}
.step h4{font-size:15px;font-weight:500;color:var(--navy);margin-bottom:4px}
.step p{font-size:14px;color:var(--gray-400);line-height:1.5;padding:0 8px}

/* FAQ */
.faq{padding:90px 0;background:var(--white)}
.faq-inner{display:grid;grid-template-columns:360px 1fr;gap:72px;align-items:start}
.faq-list{display:flex;flex-direction:column;gap:2px}
.fi{background:var(--off);border-radius:8px;overflow:hidden;border:1.5px solid var(--gray-200);transition:border-color .2s}
.fi.open{border-color:var(--teal)}
.fi-q{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;cursor:pointer;font-size:16px;font-weight:600;color:var(--navy);gap:12px;transition:color .2s;line-height:1.4;user-select:none}
.fi-q:hover{color:var(--teal)}
.fi.open .fi-q{color:var(--teal)}
.fi-toggle{width:30px;height:30px;min-width:30px;border-radius:50%;background:var(--gray-200);border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .22s;flex-shrink:0}
.fi-toggle svg{fill:var(--gray-600);transition:transform .3s,fill .2s}
.fi.open .fi-toggle{background:var(--teal)}
.fi.open .fi-toggle svg{fill:#fff;transform:rotate(45deg)}
.fi-a{display:none;padding:0 22px 18px;font-size:16px;color:var(--gray-600);line-height:1.75}
.fi.open .fi-a{display:block}

.fi-toggle{position: relative;}
.fi-toggle::after {content: ''; position: absolute;top: 32%;left: 38%; border: solid #fff;border-width: 0 2px 2px 0;display: inline-block;padding: 4px;transform: rotate(45deg);-webkit-transform: rotate(45deg);}
.fi.open .fi-toggle::after {transform: rotate(-135deg);-webkit-transform: rotate(-135deg);top: 43%;}

/* FINAL CTA */
.final-cta{position:relative;overflow:hidden}
.fcta-img{position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1507525428034-b723cf961d3e?w=1800&q=80') center/cover no-repeat}
.fcta-overlay{position:absolute;inset:0;background:rgba(11,20,38,.82)}
.fcta-content{position:relative;z-index:2;text-align:center;padding:100px 28px}
.fcta-content h2{font-family:var(--font-display);font-size:clamp(32px,4vw,56px);font-weight:500;color:#fff;line-height:1.1;margin-bottom:14px}
.fcta-content h2 em{color:var(--gold-light);font-style:italic}
.fcta-content p{font-size:16px;color:rgba(255,255,255,.68);margin-bottom:36px;max-width:500px;margin-left:auto;margin-right:auto;line-height:1.6}
.fcta-btns{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}
.fcta-reassure{display:flex;justify-content:center;gap:36px;margin-top:40px;flex-wrap:wrap}
.fcta-r{display:flex;align-items:center;gap:7px;font-size:13px;color:rgba(255,255,255,.55)}
.fcta-r svg{fill:var(--gold-light);width:13px;height:13px;flex-shrink:0}

/* FOOTER */
footer{background:var(--navy-deep);padding:60px 0 28px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:48px;margin-bottom:48px}
.f-logo{margin-bottom:14px}
.f-logo img{height:42px;filter:brightness(0) invert(1);opacity:.8}
.f-desc{font-size:13.5px;color:rgba(255,255,255,.45);line-height:1.7;max-width:260px;margin-bottom:18px}
.f-socials{display:flex;gap:8px}
.f-soc{width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;transition:all .2s;text-decoration:none}
.f-soc:hover{border-color:var(--teal);background:rgba(45,184,148,.15)}
.f-soc svg{width:13px;height:13px;fill:rgba(255,255,255,.55)}
.f-col h4{font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-light);font-weight:500;margin-bottom:16px}
.f-links{list-style:none;display:flex;flex-direction:column;gap:9px}
.f-links a{color:rgba(255,255,255,.5);font-size:15px;text-decoration:none;transition:color .2s}
.f-links a:hover{color:rgba(255,255,255,.85)}
.f-contact{display:flex;flex-direction:column;gap:10px}
.f-ci{display:flex;align-items:flex-start;gap:9px}
.f-ci svg{width:13px;height:13px;fill:var(--gold-light);flex-shrink:0;margin-top:3px}
.f-ci span{font-size:14px;color:rgba(255,255,255,.5);line-height:1.5}
.f-ci a{color:rgba(255,255,255,.5);text-decoration:none}
.f-bottom{padding-top:28px;border-top:1px solid rgba(255,255,255,.07);display:flex;justify-content:space-between;align-items:start;gap:24px;flex-wrap:wrap}
.f-copy{font-size:11px;color:rgba(255,255,255,.3)}
.f-disc{font-size:10.5px;color:rgba(255,255,255,.25);line-height:1.6;max-width:620px}
.d_none {display:none;}

@keyframes fadeUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeLeft{from{opacity:0;transform:translateX(20px)}to{opacity:1;transform:translateX(0)}}

/* RESPONSIVE */
@media(max-width:1024px){
  .hero{padding:104px 0 56px}
  .hero-inner{grid-template-columns:1fr;gap:40px}
  .hero-content{max-width:620px}
  .hero-sub{max-width:560px}
  .form-card{max-width:480px;margin:0 auto;width:100%}
  .about{grid-template-columns:1fr}
  .about-img{height:380px}
  .about-content{padding:60px 40px}
  .svc-grid{grid-template-columns:1fr 1fr}
  .val-grid{grid-template-columns:1fr 1fr}
  .testi-grid{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;gap:32px}
  .steps::before{display:none}
  .faq-inner{grid-template-columns:1fr;gap:40px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
/* Show hamburger + hide desktop links at the tablet breakpoint */
@media(max-width:880px){
  .nav-links{display:none}
  .nav-toggle{display:inline-flex}
  .nav-mobile{display:block}
}
@media(max-width:768px){
  .hero{padding:96px 0 52px}
  .hero h1{font-size:clamp(34px,8vw,46px)}
  .hero-sub{font-size:16px}
  .hero-stats{gap:20px 28px;padding-top:28px}
  .hstat-num{font-size:24px}
  .img-break{height:320px}
  .svc-grid{grid-template-columns:1fr}
  .val-grid{grid-template-columns:1fr}
  .testi-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .ts-inner{gap:20px;flex-wrap:wrap}
  .trust-strip-top .ts-inner{grid-template-columns:repeat(2,1fr);gap:1px}
  .ts-item{padding:13px 16px}
  .form-row{grid-template-columns:1fr}
  .google-reviews-slider{margin-bottom:0;max-width:100%}
  .google-badge{max-width:100%}
  .ts-div{display:none}
}
@media(max-width:767px){
  .d_none {display:flex;}
}

@media(max-width:480px){
  .container{padding:0 20px}
  .sticky-cta{padding:16px 11px;font-size:13px}
  .trust-strip-top .ts-inner{grid-template-columns:1fr}
  .ts-item{justify-content:flex-start;padding:12px 20px}
  .hero{padding:92px 0 44px}
  .hero h1{font-size:clamp(30px,9vw,38px)}
  .hero-sub{margin-bottom:26px}
  .form-card{padding:26px 20px}
  /* Stack stats cleanly; hide the thin vertical dividers between them */
  .hero-stats{gap:18px 24px}
  .hero-stats > div[style*="width:1px"]{display:none!important}
  .nav-mobile-inner{padding:12px 20px 22px}
  .google-reviews-slider .greview{max-width:100%;padding:0 12px}
}

/* FINAL CTA INLINE FORM */
.fcta-form-wrap{max-width:680px;margin:0 auto 32px}
.fcta-form{display:flex;flex-direction:column;gap:12px}
.fcta-form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fcta-fg label{display:block;font-size:12px;font-weight:500;color:rgba(255,255,255,.7);letter-spacing:.04em;text-transform:uppercase;margin-bottom:5px}
.fcta-fg input,.fcta-fg select{width:100%;padding:13px 16px;border:1.5px solid rgba(255,255,255,.2);border-radius:6px;background:rgba(255,255,255,.08);color:#fff;font-family:var(--font-body);font-size:16px;outline:none;transition:border-color .2s;-webkit-appearance:none}
.fcta-fg input::placeholder{color:rgba(255,255,255,.5)}
.fcta-fg select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='7' viewBox='0 0 10 7'%3E%3Cpath d='M1 1l4 4 4-4' stroke='rgba(255,255,255,.5)' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}
.fcta-fg select option{color:var(--navy);background:#fff}
.fcta-fg input:focus,.fcta-fg select:focus{border-color:var(--teal)}
.fcta-submit{width:100%;padding:15px;background:var(--teal);color:#fff;border:none;border-radius:6px;font-family:var(--font-body);font-size:16px;font-weight:500;cursor:pointer;transition:background .2s;letter-spacing:.01em}
.fcta-submit:hover{background:var(--teal-dark)}
.fcta-note{font-size:12px;color:rgba(255,255,255,.4);text-align:center;margin-top:4px;line-height:1.5}
@media(max-width:640px){.fcta-form-row{grid-template-columns:1fr}}

/* TEAM SECTION */
.team-section{padding:90px 0;background:var(--off)}
.team-hd{text-align:center;margin-bottom:52px}
.team-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.team-card{background:var(--white);border-radius:16px;overflow:hidden;box-shadow:var(--shadow-card);transition:all .22s ease}
.team-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-elevated)}
.team-photo-wrap{height:280px;background:linear-gradient(135deg,var(--navy) 0%,#243858 100%);overflow:hidden;display:flex;align-items:center;justify-content:center}
.team-photo-wrap img{width:100%;height:100%;object-fit:cover;object-position:top center;display:block}
.photo-placeholder{display:flex;align-items:center;justify-content:center;opacity:.4}
.team-info{padding:28px 30px 32px}
.team-name{font-family:var(--font-display);font-size:26px;font-weight:600;color:var(--navy);margin-bottom:4px}
.team-title{font-size:15px;color:var(--teal);font-weight:500;margin-bottom:3px}
.team-qual{font-size:13.5px;color:var(--gray-600);margin-bottom:0;font-style:italic}
.team-divider{width:40px;height:2px;background:var(--gold);margin:16px 0}
.team-bio{font-size:15px;color:var(--gray-600);line-height:1.75;margin-bottom:14px}
.team-area{font-size:13px;color:var(--teal);font-weight:500;margin-bottom:4px}
.team-ar{font-size:12px;color:var(--gray-400)}
@media(max-width:768px){.team-grid{grid-template-columns:1fr}}


/* ==========================================================================
   9. PRIVACY POLICY PAGE  (privacy-policy.html)
   ========================================================================== */
.pp-banner{position:relative;min-height:340px;display:flex;align-items:flex-end;overflow:hidden}
.pp-banner-img{position:absolute;inset:0;background:url('../images/banner-image.webp') center 35%/cover no-repeat}
.pp-banner-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,30,54,.92) 0%,rgba(15,30,54,.78) 45%,rgba(15,30,54,.5) 100%)}
.pp-banner-inner{position:relative;z-index:2;width:100%;padding:120px 0 46px}
.pp-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(184,146,42,.15);border:1px solid rgba(184,146,42,.3);border-radius:40px;padding:5px 14px;margin-bottom:18px}
.pp-tag span{font-size:12px;color:var(--gold-light);letter-spacing:.08em;font-weight:500}
.pp-tag-dot{width:5px;height:5px;border-radius:50%;background:var(--gold-light)}
.pp-banner h1{font-family:var(--font-display);font-size:clamp(34px,4.5vw,54px);font-weight:500;color:#fff;line-height:1.08;margin-bottom:12px}
.pp-banner h1 em{color:var(--gold-light);font-style:italic}
.pp-banner p{font-size:16px;color:rgba(255,255,255,.72);max-width:560px}
.pp-meta{font-size:13px;color:rgba(255,255,255,.5);margin-top:14px;letter-spacing:.02em}

.pp-body{padding:64px 0 80px;background:var(--white)}
/* .pp-wrap{max-width:820px;margin:0 auto} */
.pp-intro{font-size:18px;color:var(--gray-600);line-height:1.75;margin-bottom:8px}
.pp-body h2{font-family:var(--font-display);font-size:clamp(24px,3vw,32px);font-weight:600;color:var(--navy);line-height:1.2;margin:46px 0 6px}
.pp-body h2 + .pp-rule{margin-bottom:18px}
.pp-rule{width:48px;height:2px;background:var(--gold);border-radius:2px;margin:0 0 18px}
.pp-body h3{font-family:var(--font-body);font-size:18px;font-weight:600;color:var(--navy);margin:30px 0 8px}
.pp-body p{font-size:16.5px;color:var(--gray-600);line-height:1.8;margin-bottom:16px}
.pp-body ul{margin:0 0 18px;padding-left:22px}
.pp-body li{font-size:16.5px;color:var(--gray-600);line-height:1.75;margin-bottom:8px}
.pp-body a{color:var(--teal);text-decoration:none;border-bottom:1px solid rgba(45,184,148,.35);transition:color .2s,border-color .2s}
.pp-body a:hover{color:var(--teal-dark);border-color:var(--teal-dark)}
.pp-body em{font-style:italic}
.pp-steps{counter-reset:s;list-style:none;padding:0;margin:0 0 18px}
.pp-steps>li{position:relative;padding-left:46px;margin-bottom:22px}
.pp-steps>li::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:1px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:15px;font-weight:600}
.pp-callout{background:var(--off);border-left:3px solid var(--teal);border-radius:6px;padding:20px 24px;margin:22px 0}
.pp-callout p{margin:0;font-size:15.5px}
.pp-card{background:var(--off);border:1px solid var(--gray-200);border-radius:10px;padding:26px 28px;margin:24px 0}
.pp-card p{margin-bottom:4px;font-size:16px}
.pp-card strong{color:var(--navy)}
@media(max-width:640px){
  .pp-banner-inner{padding:104px 0 36px}
  .pp-body{padding:48px 0 60px}
}


/* ==========================================================================
   10. THANK YOU PAGE  (thank-you.html)
   ========================================================================== */
.ty{min-height:100vh;display:flex;align-items:center;justify-content:center;text-align:center;padding:140px 0 90px;background:var(--navy);position:relative;overflow:hidden}
.ty-bg{position:absolute;width:760px;height:760px;border-radius:50%;border:1px solid rgba(184,146,42,.06);top:-280px;right:-220px;pointer-events:none}
.ty-inner{position:relative;z-index:1;max-width:560px;margin:0 auto;animation:fadeUp .7s ease both}
.ty-check{width:84px;height:84px;border-radius:50%;background:rgba(45,184,148,.12);border:1.5px solid rgba(45,184,148,.4);display:flex;align-items:center;justify-content:center;margin:0 auto 28px}
.ty-check svg{width:38px;height:38px;fill:none;stroke:var(--teal);stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
.ty-check svg path{stroke-dasharray:30;stroke-dashoffset:30;animation:tyTick .5s .35s var(--ease) forwards}
@keyframes tyTick{to{stroke-dashoffset:0}}
.ty-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(184,146,42,.15);border:1px solid rgba(184,146,42,.3);border-radius:40px;padding:5px 14px;margin-bottom:20px}
.ty-tag span{font-size:12px;color:var(--gold-light);letter-spacing:.08em;font-weight:500}
.ty-tag-dot{width:5px;height:5px;border-radius:50%;background:var(--gold-light)}
.ty h1{font-family:var(--font-display);font-size:clamp(36px,5vw,56px);font-weight:500;color:#fff;line-height:1.1;margin-bottom:16px}
.ty h1 em{color:var(--gold-light);font-style:italic}
.ty p{font-size:17px;color:rgba(255,255,255,.72);line-height:1.7;margin-bottom:10px}
.ty p.ty-lead{font-size:18px;margin-bottom:20px}
.ty-next{font-size:14px;color:rgba(255,255,255,.5);margin:24px auto 34px;max-width:440px;line-height:1.7}
.ty-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.ty-contact{margin-top:38px;padding-top:26px;border-top:1px solid rgba(255,255,255,.12);font-size:14px;color:rgba(255,255,255,.55)}
.ty-contact a{color:var(--gold-light);text-decoration:none}
.ty-contact a:hover{color:#fff}
@media(max-width:480px){
  .ty{padding:120px 0 70px}
  .ty-check{width:72px;height:72px;margin-bottom:22px}
}